Today's Mortgage Rates
Here are today's mortgage rates. Talk to our professionals today and get updated mortgage rates.
These rates are current as of 2:52 PM UTC on August 30, 2024*

Loan Option	​Rate/APR
​30-Year Fixed *	5.500% / 5.511%
15-Year Fixed *	4.750% / 4.824%
VA 15-Year Fixed *	4.250% / 4.435%
VA 30-Year Fixed *	4.750% / 4.858%
FHA 15-Year Fixed *	4.250% / 4.649%
FHA 30-Year Fixed *	4.750% / 5.243%
30-Year Jumbo Fixed *	*Consult one of our mortgage experts

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*Loan Assumptions

• Purchase price - $450,000.00
• Down payment - $90,000.00 (20%)
• Qualifying credit score - 780+
• Property type - Single family home
• Residency usage - Primary home 
• Buy-down points/credits - $715.32

**Legal Disclosures

• Mortgage rates change daily based on the market and will depend on your unique situation.
  
• Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.
• Actual payments will vary based on your individual financial situation and current rates.
• Some loan products and lending services may not be available in all states.
• Factors that impact your offered mortgage rate includes your qualifying credit score, down payment, loan term, loan amount, purchase price, points and credits being paid and the Fed.
• If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.
• We don’t yet have your complete financial picture. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
• Loan approval is subject to underwriter review: not everyone who applies will be approved.
• All loans offered by Home Lenders USA are free from balloon payments or early pay-off fees so our clients are free to refinance or payoff their home loans without fear of lender fees or penalties.

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