Owning real estate is expensive. We want to help.
Don't be one of the millions overspending on your home related home expenses every year. Here at Home Lenders USA, we're your solution for achieving the savings you deserve. With our dedicated team of local experts and cutting-edge technology, we help you save on your biggest monthly expenses.

Home Lenders USA's mission is to make the
cost of home ownership more clear and equitable.

How We Can Help You Save Money

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Property Tax Appeal
We manage the end-to-end process of property tax protests and appeals. From paperwork to negotiations and appeal hearings, Home Lenders USA handles it all. We combine local expertise with industry leading software to build the best evidence to earn you property tax savings.

Property Tax Exemptions 
There are many types of property tax exemptions from primary residence to senior that reduce the taxable value of your property. A lower value leads to smaller tax bills. Answer a few questions and we'll complete, file and manage your tax exemptions for you.

Insurance Rate Monitoring
Home Lenders USA monitors your insurance rates and coverage to ensure that you are getting the best deal for your personal situation. Answer a few questions and we will shop your insurance policy to find you savings. We monitor and compare rates regularly to ensure that you aren't overpaying.

Internet and Phone Bill Reduction
Stop overpaying for your existing internet and phone bills. Share your statements with Home Lenders USA and our reduction experts will work directly with your provider to help find you savings. We monitor and compare bills regularly to ensure that you aren't overpaying.

Our Customers

Homeowners
From reducing tax bills to saving money on home internet and beyond, we offer homeowners one place for savings.

Real Estate Investors
Customers with multiple properties have a high level view of all their status’, alerts, documents and needs attention reasons.

Enterprises
We have a dedicated experience and team to maximize savings for customers with 1000s of properties.

Sign Up and Save Money In Less Than 3 Minutes

Enter your address.
With just your address we will analyze your property expenses to find you savings using real time market data, local expertise and AI.

Answer some questions.
The more we know about your property, the more we can save you. There's no up-front costs, it's risk-free to sign up. Only pay if you save!

Unlock your savings.
We gather evidence, file all documentation, and attend hearings on your behalf year after year, so you never overpay again.

Frequently Asked Questions

How much do you charge?
We charge nothing up front and only charge a contingency fee after we save you money on your property taxes. If you don’t save money, our service is entirely free.

How much can I save?
Single family homeowners that earn a reduction typically save about $1,148 per year through our service on average*. Real estate investors can contact sales for an in-depth analysis.

How do you lower my taxes?
We manage the end-to-end process of property tax reduction, from paperwork filing to discussions with county assessors and attending appeal board hearings. We use a combination of proprietary technology and local knowledge to build the best evidence to reduce property taxes.

How are property taxes calculated?
Each year, the county tax assessor generates an estimated market value and an "assessed value" for each property. These values form the base value (“basis”) upon which the property is taxed. The basis is multiplied by the tax rate for your specific tax jurisdictions to calculate the property tax bill.

How is your fee calculated?
Our fee is applied to actual property tax savings in the year we appeal. For instance, if our fee is 25% and your property tax bill is reduced from $5,000 to $4,000 our fee will be applied to the $1,000 in savings and our final invoice amount would be $250.

How are tax exemptions taken into account?
Our contingency fee is applied to actual property tax savings in the year we appeal. If you have an active homestead exemption, over 65 exemption, or any other tax exemption applied to your property, we will adjust your final fee by the appropriate discounted amount. You won't be charged unless your final property tax bill is actually reduced, and we have a signed document from your taxing authority to prove it.

Is there any risk to my property by signing up?
There is no risk to signing up a property to protest or appeal in Texas, California, New York and Florida. If something were to change with the local tax guidelines and we feel there is any risk then we will inform you that we are not filing.